Yound Driver Car Insurance Cicero Illinois IL
Reader’s Question:
Does a teen-age child need to have a car insurance to drive their parent’s car in the state of Illinois? We live in Cicero, IL.
Tyler
Cicero, IL
Normally, the requirement of adding a newly licensed child to your auto insurance policy is stated in your insurance company’s guidelines and is not a mandate from your state. Majority of insurance companies would require you to list all licensed drivers living in your household on your insurance policy so that they will be properly covered to drive your cars in cases of accident claims. You should contact your insurance agent as early as your teen-age child has obtained his driver’s learner’s permit to see if you need to add him during this stage or you can wait until he is fully licensed before adding him to your policy.
What will happen if your insurance company is not informed of the licensing status of your teen-age child and is not added during the time of an accident involving him operating your vehicle? It may be possible for the insurance carrier to deny your accident claim. There are also instances of insurance companies covering the claim initially but then charging you for the premiums that should have been previously paid for if your teen-age child has been added early on.
You can also shop for auto insurance quotes in Cicero IL for your teen-age child car insurance online.
Tags: auto insurance online, teen insurance, Young driver car insurance
Entry Filed under: SR22 insurance