Teenager Auto Insurance Policy Chicago Illinois IL
Reader’s Question:
My 18 year old son still lives with me in Chicago Illinois, do I need to add him to my car insurance policy already?
Chicago IL
Mary
Yes.
Most insurance carriers in Chicago Illinois will require you to have your licensed son added on your vehicle insurance policy as long as they live in the same household with you, even if they are only 18 years or older in age. Your insurance carrier will normally want all licensed motorist in your household listed on the policy so they will be properly covered.
Most insurance carriers will require that your son that is away at school but returns home for the summer stay on the car insurance policy as well since your son will likely drive the family automobile(s) when at home.
If you want to get more information on your insurance carrier requires, since insurance provider rating system and guidelines vary from one insurance company to company, so you may contact your insurance provider regarding this. Some insurance provider may allow you to add your teenager if she has a learners permit already and some will not.
Tags: auto insurance, teen insurance, Young driver car insurance
Entry Filed under: SR22 insurance