Reader’s Question: I knew someone who needs SR22 Illinois. What is that? Gabrielle Chicago, IL The SR22 Illinois is a document showing proof that a certain person has auto insurance in the state of Illinois. Your insurance company will submit this SR22 certificate to the State Secretary in Springfield. Once received, you will get a [...]

Readers Question: I had a traffic violation and I didnt have the proper car insurance thats why I was asked to get SR22 insurance. I know it could be difficult, but how can I get cheap SR22 insurance here in Illinois? Chris Aurora, IL SR22 insurance is required from drivers who have been charged with [...]

Reader’s Question: I was wondering if you could provide tips on how to lower our car insurance costs for our family car here in Illinois. Ever since my kids started using the car I had to put them under my insurance and it is really costing us. Thanks! Palmer Joss Chicago IL Reality is that [...]

Reader’s Question: Can I file for an SR22 under my car insurance Company for my husband? He has recently been detained due to DUI and we need to get his license back (since he already served his time) for work here in Chicago. He has also had some previous violations here in Illinois but that [...]

Reader’s Question: I have already paid eighty percent off on my auto loan but my vehicle was recently stolen. What do I get from my car insurance company in Illinois? I do not want another car. Bobby Rockford, IL When your vehicle is stolen and was not recovered you make a car insurance claim with [...]

Reader’s Question: Is it legal for a car insurance company to deny claim if the driver doesn’t wear seat belts? For Example, I let a friend drive my car and he gets into an accident. Can my car insurance company in Naperville, Illinois say that the insurance coverage did not count because my friend didn’t [...]

Reader’s Question: A couple of weeks ago my friend’s car bumped into another car, she had a passenger at that time who claimed she had whiplash. For one week, she was not able to go to work and is now planning on suing my friend. My friend, only has 3rd party car insurance and was [...]

Reader’s Question: What does auto bail bond card mean in Illinois? Sanders Chicago, IL In Illinois, this bond card will keep a driver’s license from being confiscated by police officer. In the state of Illinois, if you are ticketed for a minor moving violation, the the law enforcement officer will take your driver’s license as [...]

Reader’s Question: Do I save money on service charges if I pay premiums in full rather than on a quarterly or monthly basis? George Chicago IL Usually, annual premium payments are the most economical. By paying your car insurance company the full year’s premium, you can avoid incurring additional administrative charges that add up with [...]

Reader’s Question: How can I avoid purchasing fraudulent auto insurance? Spencer Chicago IL There are probably hundreds of fraudulent auto insurance companies in the market right now all over the US. These auto insurance companies may attract you easily because of their promises of extraordinarily low prices like special prices that last for limited-time only. [...]