SR22 Insurance Chicago
Reader’s Question:
I know somebody who needs to get SR22 insurance Chicago. Is this some kind of auto insurance? Because I am just wondering, I am from Chicago also but I am not required to get one. Can you give me more information about this?
Alma
Chicago, IL
Not everyone needs to get SR22 insurance Chicago Alma. That’s the reason why you are not required to get one. Let me just tell you what SR22 insurance is to give you a clearer understanding.
SR22 insurance is simply a document of insurance that proves that a driver has an existing car insurance coverage. This may be filed in the following forms:
- First, through an operator’s certificate. This is a policy for a driver who is operating a car that he or she does not own.
- Second, through an owner’s certificate. As opposed to operator’s certificate, this kind of form covers a driver who owns the car that he or she is driving
- Third, through an operators-owners certificate. This is a combination of operator’s certificate and owner’s certificate. This covers all the vehicles that are owned and those that are not.
It is important to note that for you to get SR22 insurance Chicago, you need to get car insurance policy that meets what is required by the state of Illinois. The minimum required limits for car insurance are as follows:
- $20,000 for death or injured/person
- $40,000 for death or injured for two or more
- $15,000 for damage on property
In most cases, if your license is suspended because of traffic violations, you need to SR22 insurance to have your license reinstated. For more information about SR22 insurance, you may ask your auto insurance agent.
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