Is Seat Belt Violation Raises Car Insurance Rate in Illinois?
Reader’s Question:
Will a seat belt violation cause insurance premium rates to go up for a teenager?
Wilma
Oak Park, IL
A citation for a seat belt offense that goes on your Motor Vehicle Record, which a conviction for this violation does show up on an IL driver’s record, is considered teen by most insurance providers but could still increase the insurance rates of a teen depending upon a car insurance carrier’s rating system. With some insurers, a small violation may take off discounts and with other insurers it may impose a surcharge. The young driver or his/her parents would need to verify with their insurance carrier to find out specifics about how the carrier’s rating system works.
To get more information on a safety belt ticket violation in Illinois, it is likely that the young driver was cited for a violation of the Illinois Seat Belt Act, which is non-point violation.
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