Illinois DMV Auto Insurance
Reader’s Question:
I would like to know if the Department of Motor Vehicle here in Illinois verify insurance coverage for a simple traffic speeding ticket, if you have a valid insurance card that you provided to the officer?
Jim
Chicago, IL
State’s Department of Motor Vehicles (DMV) differ in how they verify insurance after a moving violation. It is essential to be properly insured though so that you are not caught driving without auto insurance. If you showed a law enforcement officer an apparently valid insurance card the DMV in Illinois could still ultimately find out that you are uninsured.
In most states an insurance carrier has to notify the DMV if a individual’s insurance policy is lapsed, canceled, or is not valid. When this happens many states require you to turn in your license plates and if the insurance has not started up again or renewed your driver’s license will be suspended or revoked.
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