June 10, 2008
Does Illinois SR-22 Insurance Cover Car Damages?
By maricar in SR22 insurance | 0 comments
Reader’s Question:
My friend borrowed my vehicle and wrecked it and he said she has SR-22 insurance. Will this SR-22 insurance cover the damages in my car?
Robbie
Springfield, IL
Typically the auto insurance follows the vehicle and not the driver, so the insurance that would kick in, regardless of the motorist and whether they have Springfield SR-22 insurance or not, would be yours, since it’s your vehicle.
But, if you exhaust your coverage–like if the damages are $15,000 and you don’t have that much coverage, then the Springfield SR-22 insurance coverage of your friend will kick in to cover the excess. Your rates may still increase.
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