Reader’s Question:

I just moved from Illinois to Florida. I was required by the state to carry an SR22 insurance policy in Illinois. Is it true that I have to continue carrying SR22 even though I am already licensed in Florida?

Jim

Aurora, IL

SR-22 insurance is actually used differently in different states. Generally, an SR-22 insurance policy is a auto liability insurance policy required to reinstate your drivers license after it has been suspended or revoked. SR-22 insurance is uniquely suited for these situations, because the insurance companies are required to notify the department of motor vehicles if the policy is canceled, terminated, or lapses. If your car insurance policy has been cancelled your license will typically be suspended until the car insurance policy is brought current or reinstated. You need to carry an SR-22 insurance policy for a certain period (usually three years) after the end of your suspension or revocation. This applies under the laws of most states,

If you applied for a license in Florida, you will most likely need to continue with an SR22 insurance policy. You may check with DMV in Florida and Illinois to verify if you are still required.