Chicago IL Auto Insurance
Reader’s Question:
I just moved from Chicago IL to Tennessee. I was required to carry an SR22 auto insurance policy in Chicago Illinois. Do I have to continue carrying this sr22 since I’m now licensed in Tennessee?
Jenny
Charleston, TN
SR-22 auto insurance policy is used differently in various states. Generally an SR-22 auto insurance policy is an auto liability insurance policy required for reinstatement after your drivers license has been suspended or revoked. SR-22 auto insurance is uniquely suited for these kind of situations, since it requires the insurance providers to inform the department of motor vehicles if the policy is canceled, terminated, or lapses. If any of these things occur, typically your license will be suspended until the policy is brought current or reinstated. Under the laws in most states you should maintain SR-22 insurance for a certain period (usually three years) after the end of your suspension or revocation.
When you apply for a license in a different state, you will most likely need to continue with an SR22 insurance policy that you have in Chicago Illinois. You will have to check with DMV in Tennessee and Illinois to check if it is still required.
