Reader’s Question: My 18 year old son still lives with me in Chicago Illinois, do I need to add him to my car insurance policy already? Chicago IL Mary Yes. Most insurance carriers in Chicago Illinois will require you to have your licensed son added on your vehicle insurance policy as long as they live [...]

Reader’s Question: Hi I’m Arnold from Peoria, Illinois. I just wanted to know why it costs so much to insure teenage drivers? Arnold Peoria, Illinois Hi Arnold. You’re right, teen driver insurance usually comes with a hefty price. This is because of the numerous studies out there that prove that teens have a relatively higher [...]

Reader’s Question: What can I do to help my parents with our car insurance expenses? We have a car here in Decatur, Florida that almost everyone in our family use and I want to show my parents that I can also be responsible in paying bills. Tamara Decatur, IL It is a joy to see [...]

Reader’s Question: My teenager, recently getting his drivers license here in Illinois, is very excited to start driving and I am very much the proud parent, however, how can I keep my car insurance costs to a minimum when I add my teenager to my insurance policy? Janus Chicago IL It is, most of the [...]

Reader’s Question: I was wondering if you could provide tips on how to lower our car insurance costs for our family car here in Illinois. Ever since my kids started using the car I had to put them under my insurance and it is really costing us. Thanks! Palmer Joss Chicago IL Reality is that [...]

Reader’s Question: Can a 17 year old boy have a vehicle titled to his name and get auto insurance in his name only in Illinois? Daniel Wheaton, IL In the state of Illinois there is no law prohibiting a teen from holding the title to a car. But, the Illinois Secretary of State (SOS) advises [...]

Reader’s Question: I have a full coverage insurance policy on my car and I would like to know if my 17-year-old son would be covered if something should happen? William Chicago, IL If you have full coverage on your car then your 17 year old son may be covered. I cannot say for sure if [...]

Reader’s Question: My sister is 19 and she still lives at home. She has not received her drivers license yet, but she does have her permit. For him to be able to drive, does my mother have to put her on her insurance policy in Peoria, Illinois? Archie Peoria, IL Typically, insurance providers in Peoria, [...]

Reader’s Question: Can you be quoted on your parents’s auto insurance in Aurora Illinois as a driver if all you have is an learner’s permit? Aurora, IL   The parents should be able to obtain a quote as to how much it will cost to add a driver with a learner’s permit to their auto [...]