Reader’s Question: How will I know if I am no longer required to carry SR22 insurance in Chicago IL? Robert Chicago IL The length of time that one must obtain an SR-22 varies depending upon the reason you are required to carry this financial responsibility certificate, and the state laws etc. Some states notify you [...]

Reader’s Question: I received a no insurance ticket in Illinois and I paid a fine for it, am I supposed to get SR-22 insurance after the citation? Anthony Rockford, IL Illinois Motorist Services states that if you are cited for not having the state mandated insurance on your vehicle then the license plates of first [...]

Reader’s Question: My friend borrowed my vehicle and wrecked it and he said she has SR-22 insurance. Will this SR-22 insurance cover the damages in my car? Robbie Springfield, IL Typically the auto insurance follows the vehicle and not the driver, so the insurance that would kick in, regardless of the motorist and whether they [...]

Reader’s Question: If I have to purchase a Chicago SR-22 policy, will my insurance rates go up in Illinois? Tom Chicago, IL It is most likely that your auto insurance rates will increase after purchasing a Chicago SR-22 policy, and probably by quite a bit. Most individual’s do. But, it isn’t certain. There are a [...]

Reader’s Question: I’m from Naperville, IL, but I’m moving to Texas. Do I still need my Illinois SR22 insurance? Mel Naperville, IL Although you are moving to a new state, and you will be obtaining a license in that new state so it would seem that you would not have to comply with any license [...]

Reader’s Question: I just moved from Illinois to Florida. I was required by the state to carry an SR22 insurance policy in Illinois. Is it true that I have to continue carrying SR22 even though I am already licensed in Florida? Jim Aurora, IL SR-22 insurance is actually used differently in different states. Generally, an [...]

Reader’s Question: I received a no insurance ticket in the state of Illinois and I paid a fine for it already. Am I still supposed to get SR-22 insurance for this? Paul Chicago, IL According to the Illinois Motorist Services that if you are cited for not having the state mandated insurance on your motor [...]

Reader’s Question: How many years do I have to carry the SR22 auto insurance in the state of Illinois? I have a DUI offense in 2000. Danny Chicago, IL In Illinois, Financial Responsibility Insurance or SR-22 is the tool the state uses to monitor the insurance of problem motorists. Driving under the influence (DUI) is [...]

Reader’s Question: Can I drive any car with SR22 insurance with permission Rockford Illinois? Rey Rockford, IL   Yes, you can operate any car with permission so long as no exclusion applies even with an SR22 auto insurance policy. But, if you have a Non-Owners’ SR22 then coverage is only limited to your personal operation [...]

Reader’s Question: I just moved from Chicago IL to Tennessee. I was required to carry an SR22 auto insurance policy in Chicago Illinois. Do I have to continue carrying this sr22 since I’m now licensed in Tennessee? Jenny Charleston, TN   SR-22 auto insurance policy is used differently in various states. Generally an SR-22 auto [...]