Reader’s Question: If you do not own a vehicle right now but I do have a driver’s license in Springfield, Illinois. In Illinois am I required to get car insurance to use someone else’s automobile occasionally? Becky Springfield, IL The car insurance policy on an automobile that you may borrow occasionally should cover you. Auto [...]

Reader’s Question: My son no longer is a household member. He has moved out in Arizona and has changed his address. She does not own a vehicle. I no longer want to continue having him listed as a primary motorist on my car in Illinois but want him to be covered if he occasionally uses [...]

Reader’s Question: I do not have a vehicle currently but I do have a driver’s license. Am I required in Illinois to buy insurance to drive my friend’s car on a some occasion? I live in Rockford, Illinois. Joseph Rockford, IL The state of Illinois law (625 ILCS 5/7-601) states that it requires all car [...]

Reader’s Question: I am twenty years old, living in Chicago, Illinois without a job and looking to get non-owners auto insurance.Is it possible to acquire non owners so that I am able to drive my fathers car to look for a job? I still live in the same household with him. Tim Peoria, IL Non-owners [...]

Reader’s Question: Why is it that auto insurance web sites dont let you get a non owner insurance quote? All site I have checked requests vehicle information and does not give the option of “no vehicle” that is why I am not able to proceed any further on the website without vehicle information. Mary Peoria, [...]