Reader’s Question: I have already paid eighty percent off on my auto loan but my vehicle was recently stolen. What do I get from my car insurance company in Illinois? I do not want another car. Bobby Rockford, IL When your vehicle is stolen and was not recovered you make a car insurance claim with [...]

Reader’s Question: Is it legal for a car insurance company to deny claim if the driver doesn’t wear seat belts? For Example, I let a friend drive my car and he gets into an accident. Can my car insurance company in Naperville, Illinois say that the insurance coverage did not count because my friend didn’t [...]

Reader’s Question: A couple of weeks ago my friend’s car bumped into another car, she had a passenger at that time who claimed she had whiplash. For one week, she was not able to go to work and is now planning on suing my friend. My friend, only has 3rd party car insurance and was [...]

Reader’s Question: Who pays for my stolen vehicle? My car was caught on fire after a police chase. Judy Schaumburg, IL You would need a comprehensive coverage in Schaumburg Illinois on your car for your vehicle to be covered if it was stolen and recovered after the thief was involved in a police chase while [...]

Reader’s Question: Someone took my vehicle without permission in Illinois while I am out of town and gets into an accident and I would like to know if my car insurance cover the damages on my vehicle? Ben Wheaton, IL Generally an insurance carrier will extend your car insurance coverage to others that operate your [...]

Reader’s Question: The rims for my vehicle was stolen out of my truck. Do I make an insurance claim against the homeowners or car insurance in Illinois? Fred Des Plaines, IL If the rims were stolen off of your vehicle you should inform your auto insurance agent to check if you can make an insurance [...]