Reader’s Question:

I am trying to get car insurance, I guess my question is, is it possible to get car insurance if I only have a learner’s permit in Illinois?

Bill

Chicago, IL

Yes, it is possible to obtain a auto insurance policy with a learner’s permit with certain insurers in Chicago Illinois.

You will either need an drivers license or be able to get one within 30-45 days typically. Depending on how old you are, the insurance providers will probably make you obtain a regular driver’s license within 30 days of your car insurance policy‘s inception date. In addition to that, if you only have a learner’s permit, the insurance provider may require you take out the policy with a motorist on it who has a regular operator’s license.

If your parents already have an insurance policy, you may check if you can be added to their insurance policy for coverage.