Can a 17 Year Old Teen Get Car Insurance in His Name?
Reader’s Question:
Can a 17 year old boy have a vehicle titled to his name and get auto insurance in his name only in Illinois?
Daniel
Wheaton, IL
In the state of Illinois there is no law prohibiting a teen from holding the title to a car. But, the Illinois Secretary of State (SOS) advises caution to those that may sell a car to someone younger than eighteen, because only a buyer eighteen years old and older can be legally bound to a sales contract.
So as a teenager it is likely that when purchasing a vehicle you will be required to have a parent or guardian sign on any legal document with you, such as the insurance policy and the sales contract that you will need to put on the car you title under your name at age of seventeen in Wheaton, Illinois.
So while the state of Illinois may not have a minimum age for titling a vehicle under their name, an insurance provider will normally require an parent or guardian or adult, sign on your teen insurance policy with you since you are a minor and your car insurance policy is a legal document.
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