Automobile Insurance Claim Wheaton, Illinois IL
Reader’s Question:
Someone took my vehicle without permission in Wheaton, Illinois while I am out of town and gets into an accident and I would like to know if my car insurance cover the damages on my vehicle?
Ben
Wheaton, IL
Generally an insurance carrier will extend your car insurance coverage to others that operate your vehicle if you have given permission to the driver to drive the car. Usually the permission from the owner to drive the car is one of the requirement for an insurance carrier to pay an insurance claim.
If this individual was on your car insurance policy in Wheaton, Illinois and had access to drive the vehicle then the insurance carrier in that case your insurance company would usually cover any car insurance claims from an accident the person was in.
To know exactly if your collision coverage would cover the damages to your car caused by the individual that used your car without permission read over the terms of your vehicle insurance policy and talk with your car insurance agent. Your car insurance agent will know your auto insurance policy and state laws to know if auto insurance claims for this person’s accident will be denied or accepted, If your insurance carrier will not cover the accident then you may need to take the person to court and seek a judgment for the injuries or damages caused by the driver.
Tags: auto insurance claims, car insurance, collision insurance coverage
Entry Filed under: Non owner insurance, SR22 insurance