Automobile Insurance Claim Cicero, Illinois IL
Reader’s Question:
I got involved in an accident and I was a passenger. It was my friend’s fault. We were taken to the hospital. My friend’s auto insurance provider in Cicero, Illinois said that they will only cover my friend’s medical bills and not mine. Can they do this?
Miranda
Cicero, IL
It seems that since your friend was found at fault in the accident it is possible that his car insurance is responsible for your medical payment. This will depend on what type of insurance coverage your friend has.
If your friend has bodily injury liability, this would typically cover your injuries caused from the accident. If your boyfriend had personal injury protection coverage (PIP) your medical payments will still be covered, within the limits that your friend bought.
I suggest that you contact the claims adjuster from your friend’s auto insurance carrier in Cicero, Illinois to know the specifics on what they will or will not cover and you can ask them why you will not be covered. You can always get legal advice if you are not satisfied with their response.
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