Can I Get Illinois Auto Insurance Quote from Another State?
Reader’s Question:
Could I get a quote and open an auto insurance policy in Illinois from another state?
James
Cicero, IL
States generally require you to buy an auto insurance policy from a state licensed auto insurance company. That means if you reside in Cicero, IL you must purchase auto insurance policy with an insurance company licensed in Illinois. There can be exceptions, for iexample if your vehicle is registered and insured in one state but you go to college in another state. It might be possible to transfer insurance from one state to another if your auto insurance company is licensed in both states. Yes you may get a quote online. There are various websites that offer free auto insurance quote.
Can I Be Quoted on my Parent’s Car Insurance in Illinois?
Reader’s Question:
Can you be quoted on your parents’s auto insurance in Aurora Illinois as a driver if all you have is an learner’s permit?
Aurora, IL
The parents should be able to obtain a quote as to how much it will cost to add a driver with a learner’s permit to their auto insurance policy. This depends on the circumstances, the additional driver may have a certain time to get a regular driver’s license. In addition to that, if the parents add this additional driver to their policy, their rates may increase. However, there are auto insurance companies in Aurora IL that will add a driver with a learner’s permit and not increase the policy’s premiums.
DO I Need to Continue Illinois SR22 Insurance to Another State?
Reader’s Question:
I just moved from Chicago IL to Tennessee. I was required to carry an SR22 auto insurance policy in Chicago Illinois. Do I have to continue carrying this sr22 since I’m now licensed in Tennessee?
Jenny
Charleston, TN
SR-22 auto insurance policy is used differently in various states. Generally an SR-22 auto insurance policy is an auto liability insurance policy required for reinstatement after your drivers license has been suspended or revoked. SR-22 auto insurance is uniquely suited for these kind of situations, since it requires the insurance providers to inform the department of motor vehicles if the policy is canceled, terminated, or lapses. If any of these things occur, typically your license will be suspended until the policy is brought current or reinstated. Under the laws in most states you should maintain SR-22 insurance for a certain period (usually three years) after the end of your suspension or revocation.
When you apply for a license in a different state, you will most likely need to continue with an SR22 insurance policy that you have in Chicago Illinois. You will have to check with DMV in Tennessee and Illinois to check if it is still required.
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