Reader’s Question: I am twenty years old, living in Chicago, Illinois without a job and looking to get non-owners auto insurance.Is it possible to acquire non owners so that I am able to drive my fathers car to look for a job? I still live in the same household with him. Tim Peoria, IL Non-owners [...]

Reader’s Question: How many years do I have to carry the SR22 auto insurance in the state of Illinois? I have a DUI offense in 2000. Danny Chicago, IL In Illinois, Financial Responsibility Insurance or SR-22 is the tool the state uses to monitor the insurance of problem motorists. Driving under the influence (DUI) is [...]

Reader’s Question: I have just moved from England to the United States. I have an international driver’s license but have not applied for an Illinois driving license yet which is where I will be living. Can I get an insurance quote from someone without having to do a driving test? Lionel Decatur, IL You will [...]

Reader’s Question: Do homeowners typically get lower quoted rates than people who are renting when they are applying for car insurance Illinois? Rita Evanston, IL   This can vary from one car insurance company to another whether being a home owner can give you a lower rate quote or not. Car Insurance companies rating systems [...]

Reader’s Question: I got a speeding ticket in Joliet, Illinois in March of 2004. My mother is looking for car insurance quotes for me. I am thinking if this is still on my record, and if my mother will find out. How will this affect my car insurance quote? Jeremy Joliet, IL When you are [...]

Reader’s Question: Why is it that auto insurance web sites dont let you get a non owner insurance quote? All site I have checked requests vehicle information and does not give the option of “no vehicle” that is why I am not able to proceed any further on the website without vehicle information. Mary Peoria, [...]

Reader’s Question: I received a quote for auto insurance, Illinois for $210/yr. After a week I went in and signed the auto insurance policy. The next day I received a call from an auto insurance agent saying that the underwriters changed the snowmobile policy on the previous Monday, between the quote and signing. The new [...]

Reader’s Question: Who can provide a quote for my car insurance Illinois? Amy Elgin, IL   A licensed car insurance agent can quote car insurance in Elgin Illinois. A licensed car insurance agent will have to be appointed by a car insurance company in Illinois in order to quote car insurance. Some states require the [...]

Reader’s Question: Can I drive any car with SR22 insurance with permission Rockford Illinois? Rey Rockford, IL   Yes, you can operate any car with permission so long as no exclusion applies even with an SR22 auto insurance policy. But, if you have a Non-Owners’ SR22 then coverage is only limited to your personal operation [...]

Reader’s Question: Hi, I live in Naperville Illinois. My question is: Does getting rate quotes in Illinois affect your credit score since the auto insurance companies check your credit history? Jonas Naperville, IL   Most auto insurance companies in Naperville IL do check credit scores when determining insurance rates. It is true that credit rating [...]