Reader’s Question: My friend borrowed my vehicle and wrecked it and he said she has SR-22 insurance. Will this SR-22 insurance cover the damages in my car? Robbie Springfield, IL Typically the auto insurance follows the vehicle and not the driver, so the insurance that would kick in, regardless of the motorist and whether they [...]

Reader’s Question: If I have to purchase a Chicago SR-22 policy, will my insurance rates go up in Illinois? Tom Chicago, IL It is most likely that your auto insurance rates will increase after purchasing a Chicago SR-22 policy, and probably by quite a bit. Most individual’s do. But, it isn’t certain. There are a [...]

Reader’s Question: I’m from Naperville, IL, but I’m moving to Texas. Do I still need my Illinois SR22 insurance? Mel Naperville, IL Although you are moving to a new state, and you will be obtaining a license in that new state so it would seem that you would not have to comply with any license [...]

Reader’s Question: I do not have a vehicle currently but I do have a driver’s license. Am I required in Illinois to buy insurance to drive my friend’s car on a some occasion? I live in Rockford, Illinois. Joseph Rockford, IL The state of Illinois law (625 ILCS 5/7-601) states that it requires all car [...]

Reader’s Question: In the state of Illinois, how long will a DUI remain on your driving record? I live in Rockford, Illinois. Jill Rockford, IL In Illinois, a DUI conviction does not come off of your driving record in the. A DUI stays on your driver’s abstract forever. According to the Illinois Secretary of State [...]

Reader’s Question: My sister is 19 and she still lives at home. She has not received her drivers license yet, but she does have her permit. For him to be able to drive, does my mother have to put her on her insurance policy in Peoria, Illinois? Archie Peoria, IL Typically, insurance providers in Peoria, [...]

Reader’s Question: Can I purchase auto insurance in Chicago, IL using my Canadian license? Jim Chicago, IL You may be able to begin a policy with your Canadian license but most insurance companies would require you to get a US license first, in this case from Chicago Illinois, within a short period of time for [...]

Reader’s Question: I have insurance on one of my automobile but not on the second one. I have a good driving record but I just got ticket for driving without insurance, what do I have to do? Johnny Joliet, IL Illinois law requires all cars that is operated and registered in Illinois to be covered [...]

Reader’s Question: I just moved from Illinois to Florida. I was required by the state to carry an SR22 insurance policy in Illinois. Is it true that I have to continue carrying SR22 even though I am already licensed in Florida? Jim Aurora, IL SR-22 insurance is actually used differently in different states. Generally, an [...]

Reader’s Question: I received a no insurance ticket in the state of Illinois and I paid a fine for it already. Am I still supposed to get SR-22 insurance for this? Paul Chicago, IL According to the Illinois Motorist Services that if you are cited for not having the state mandated insurance on your motor [...]