Reader’s Question: If you do not own a vehicle right now but I do have a driver’s license in Springfield, Illinois. In Illinois am I required to get car insurance to use someone else’s automobile occasionally? Becky Springfield, IL The car insurance policy on an automobile that you may borrow occasionally should cover you. Auto [...]

Reader’s Question: What does auto bail bond card mean in Illinois? Sanders Chicago, IL In Illinois, this bond card will keep a driver’s license from being confiscated by police officer. In the state of Illinois, if you are ticketed for a minor moving violation, the the law enforcement officer will take your driver’s license as [...]

Reader’s Question: Can a 17 year old boy have a vehicle titled to his name and get auto insurance in his name only in Illinois? Daniel Wheaton, IL In the state of Illinois there is no law prohibiting a teen from holding the title to a car. But, the Illinois Secretary of State (SOS) advises [...]

Reader’s Question: Will a seat belt violation cause insurance premium rates to go up for a teenager? Wilma Oak Park, IL A citation for a seat belt offense that goes on your Motor Vehicle Record, which a conviction for this violation does show up on an IL driver’s record, is considered teen by most insurance [...]

Reader’s Question: I received a traffic ticket but I have an IL license. I have not received a speeding ticket in many years. The attorney said the state of Wisconsin will probably assess a three point violation to my drivers license? How will this affect my Illinois license and car insurance in Cicero. Robert Cicero, [...]

Reader’s Question: My Illinois drivers license was revoked after my 2nd DUI offense in Bolingbrook, IL and I was denied for reinstatement at my last hearing. I would like to know what states should I move to that won’t deny me a driver’s license because of my DUI in Illinois? Pat Bolingbrook, IL If you [...]

Reader’s Question: I’m running short on funds so I’m thinking of paying the auto insurance bill a little late until my husband’s next pay day. We’re from Aurora, IL. What would be the consequences of paying late? Can I ask for a grace period from my auto insurance company? Linda Aurora, IL Unlike your other [...]

Reader’s Question: I would like to know if the Department of Motor Vehicle here in Illinois verify insurance coverage for a simple traffic speeding ticket, if you have a valid insurance card that you provided to the officer? Jim Chicago, IL State’s Department of Motor Vehicles (DMV) differ in how they verify insurance after a [...]

Reader’s Question: I am trying to get car insurance, I guess my question is, is it possible to get car insurance if I only have a learner’s permit in Illinois? Bill Chicago, IL Yes, it is possible to obtain a auto insurance policy with a learner’s permit with certain insurers in Chicago Illinois. You will [...]

Reader’s Question: My son no longer is a household member. He has moved out in Arizona and has changed his address. She does not own a vehicle. I no longer want to continue having him listed as a primary motorist on my car in Illinois but want him to be covered if he occasionally uses [...]