Reader’s Question: What are examples of discounts that an Illinois Vehicle Insurance Agency can offer? Martina Chicago IL The competition among Illinois vehicle insurance agencies is getting tough. Because of it, several insurance companies are offering lower premiums to attract more customers to buy policies from them. As a matter of fact, a typical Illinois [...]

Reader’s Question: They said you can get discounts by profession or being in an organization? Can you give me an example of these car insurance discounts offered by insurance companies? Thanks a lot! Candice Chicago IL One could get a better deal in Auto Insurance premium rates based on the coverage. With all the educational [...]

Reader’s Question: What factors do car insurance companies look at when they provide young driver insurance quotes in Illinois? Chris Chicago IL There are basically three factors car insurance companies look at when you ask them for quotes. So providing them the right information is vital so you can get to the closest rate of [...]

Reader’s Question: I need to get SR22 insurance immediately although I feel that I will have a hard time getting one. Are there any chances that I can get a cheap one here in Chicago? Moe Chicago, IL SR22 insurance in Chicago is as expensive as in any other state in the US. Remember that [...]

Reader’s Question: My car got rear-ended here in Illinois. I strongly think it was staged. I’m worried that this will go to my auto insurance record and raise my rates. What should I do? Kenneth Cicero, IL Sadly, auto insurance fraud is quite becoming a prevalent practice in America. Scams have resulted in costly losses [...]

Reader’s Question: What do you think is the better way to buy auto insurance in Illinois? Online or through an agent? Pam Chicago, IL Hi Pam, there are some pros and cons to buying auto insurance through an agent and online. Let me list some down for you to help you decide. If you buy [...]

Reader’s Question: Hi. I live in Chicago, and some friends here have been telling me about auto insurance deductibles and how this can reduce my auto insurance premium. How does this go? Liza Chicago, IL Hi, Liza. Usually the most common advice regarding deductibles and lowering auto insurance premium is: raise the deductible and the [...]

Reader’s Question: Hi I’m Arnold from Peoria, Illinois. I just wanted to know why it costs so much to insure teenage drivers? Arnold Peoria, Illinois Hi Arnold. You’re right, teen driver insurance usually comes with a hefty price. This is because of the numerous studies out there that prove that teens have a relatively higher [...]

Reader’s Question: Hello! Everything costs more. In these days of high cost gasoline, auto repairs and general expenses, I need the cheapest car insurance available in Chicago Illinois. What can I do? John Chicago, IL Hello John, You are correct that finding the cheapest car insurance is very important in today’s economy. To find the [...]

Reader’s Question: I have already paid eighty percent off on my auto loan but my vehicle was recently stolen. What do I get from my car insurance company in Illinois? I do not want another car. Bobby Rockford, IL When your vehicle is stolen and was not recovered you make a car insurance claim with [...]