Reader’s Question: My tire blew out while driving and I totaled my vehicle. I only have liability car insurance on my policy in Illinois, will I be able to get some money from the auto insurance for a new vehicle? Kelly Palatine, IL Unfortunately your insurance carrier in Palatine, Illinois will not be paying out [...]

Reader’s Question: The rims for my vehicle was stolen out of my truck. Do I make an insurance claim against the homeowners or car insurance in Illinois? Fred Des Plaines, IL If the rims were stolen off of your vehicle you should inform your auto insurance agent to check if you can make an insurance [...]

Reader’s Question: I live in Chicago, Illinois and I am curious if a car is in forfeiture with a state due to a DUI conviction will GAP insurance cover the loan amount? Alexia Chicago, IL No, a forfeiture of your car to the state due to a DUI conviction will not normally be covered by [...]

Reader’s Question: My son has his driver’s license but he is not driving, we live in Peoria, Illinois and I need to know if it is a state law to have insurance policy on him even though he is not driving? Thomas Peoria, IL I understand your concern for your son that doesn’t have insurance [...]

Reader’s Question: How long do I have to carry the SR22 auto insurance in Naperville, Illinois ? This is due to DUI. Sarah Naperville, IL The offense will permanently stay on your driving history if you are convicted of DUI. If you are convicted and/or arrested, you may lose your drivers license and be fined [...]

Reader’s Question: How will I know if I am no longer required to carry SR22 insurance in Chicago IL? Robert Chicago IL The length of time that one must obtain an SR-22 varies depending upon the reason you are required to carry this financial responsibility certificate, and the state laws etc. Some states notify you [...]

Reader’s Question: I have a full coverage insurance policy on my car and I would like to know if my 17-year-old son would be covered if something should happen? William Chicago, IL If you have full coverage on your car then your 17 year old son may be covered. I cannot say for sure if [...]

Reader’s Question: Do I save money on service charges if I pay premiums in full rather than on a quarterly or monthly basis? George Chicago IL Usually, annual premium payments are the most economical. By paying your car insurance company the full year’s premium, you can avoid incurring additional administrative charges that add up with [...]

Reader’s Question: How can I avoid purchasing fraudulent auto insurance? Spencer Chicago IL There are probably hundreds of fraudulent auto insurance companies in the market right now all over the US. These auto insurance companies may attract you easily because of their promises of extraordinarily low prices like special prices that last for limited-time only. [...]

Reader’s Question: I received a no insurance ticket in Illinois and I paid a fine for it, am I supposed to get SR-22 insurance after the citation? Anthony Rockford, IL Illinois Motorist Services states that if you are cited for not having the state mandated insurance on your vehicle then the license plates of first [...]