Car Insurance Coverage Illinois IL
Reader’s Question:
I own two cars. I also have car insurance on all of my vehicles. Next month, my sister will be coming over to stay with me for a few days. I am thinking of letting her drive my second car since I don’t normally use it and I know she would need a car to drive around the city. Now, my question is, since I own the car if she is involved in a car accident (and God forbids), will my car insurance policy cover her or not?
Tessa
Bolingbrook, IL
In general, car insurance follows the car and not the one driving the car.
With this, I would say yes your sister will be covered by your car insurance policy. But before you feel confident with this, I would say you better check the other factors that may affect auto insurance coverage for your sister.
You also need to make sure to check your auto insurance policy and that your policy specifically does not list your sister as an exclusion or does not say something about policy exclusions.
To make sure that your sister will be covered, it’s best to ask with your car insurance agent in Illinois. I’m hoping for a great and safe vacation for your sister!
Tags: auto insurance, auto insurance coverage, car insurance online
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