Reader’s Question: What do you think is the better way to buy auto insurance in Illinois? Online or through an agent? Pam Chicago, IL Hi Pam, there are some pros and cons to buying auto insurance through an agent and online. Let me list some down for you to help you decide. If you buy [...]

Reader’s Question: Hi. I live in Chicago, and some friends here have been telling me about auto insurance deductibles and how this can reduce my auto insurance premium. How does this go? Liza Chicago, IL Hi, Liza. Usually the most common advice regarding deductibles and lowering auto insurance premium is: raise the deductible and the [...]

Reader’s Question: Can you give me suggestions on what I should do when shopping for car insurance quotes in Palatine, Illinois? I’m totally new to this car insurance stuff so I find it somewhat difficult and confusing. I really need some help about this. Thanks! Bridget Palatine, IL Surely Bridget! Just follow these five easy [...]

Reader’s Question: I head from my cousin that credit history is one of that factors that auto insurance companies in Oak Lawn, Illinois consider when setting car insurance rate. My question is, if I don’t have a credit card and most probably that would mean I don’t have a credit history can this be taken [...]

Reader’s Question: My 18 year old son still lives with me in Chicago Illinois, do I need to add him to my car insurance policy already? Chicago IL Mary Yes. Most insurance carriers in Chicago Illinois will require you to have your licensed son added on your vehicle insurance policy as long as they live [...]

Reader’s Question: Hi I’m Arnold from Peoria, Illinois. I just wanted to know why it costs so much to insure teenage drivers? Arnold Peoria, Illinois Hi Arnold. You’re right, teen driver insurance usually comes with a hefty price. This is because of the numerous studies out there that prove that teens have a relatively higher [...]