Reader’s Question: I was wondering if you could provide tips on how to lower our car insurance costs for our family car here in Illinois. Ever since my kids started using the car I had to put them under my insurance and it is really costing us. Thanks! Palmer Joss Chicago IL Reality is that [...]

Reader’s Question: Can I file for an SR22 under my car insurance Company for my husband? He has recently been detained due to DUI and we need to get his license back (since he already served his time) for work here in Chicago. He has also had some previous violations here in Illinois but that [...]

Reader’s Question: Hello! Everything costs more. In these days of high cost gasoline, auto repairs and general expenses, I need the cheapest car insurance available in Chicago Illinois. What can I do? John Chicago, IL Hello John, You are correct that finding the cheapest car insurance is very important in today’s economy. To find the [...]

Reader’s Question: I am buying my very first car with my new job here in Illinois IL. My officemates are all telling me to have the car insured immediately. I’m really not looking forward to having to spend again. Can I do without auto insurance? Nick Springfield, IL I hate to be the bearer of [...]

Reader’s Question: I have already paid eighty percent off on my auto loan but my vehicle was recently stolen. What do I get from my car insurance company in Illinois? I do not want another car. Bobby Rockford, IL When your vehicle is stolen and was not recovered you make a car insurance claim with [...]

Reader’s Question: If you do not own a vehicle right now but I do have a driver’s license in Springfield, Illinois. In Illinois am I required to get car insurance to use someone else’s automobile occasionally? Becky Springfield, IL The car insurance policy on an automobile that you may borrow occasionally should cover you. Auto [...]

Reader’s Question: Is it legal for a car insurance company to deny claim if the driver doesn’t wear seat belts? For Example, I let a friend drive my car and he gets into an accident. Can my car insurance company in Naperville, Illinois say that the insurance coverage did not count because my friend didn’t [...]

Reader’s Question: A couple of weeks ago my friend’s car bumped into another car, she had a passenger at that time who claimed she had whiplash. For one week, she was not able to go to work and is now planning on suing my friend. My friend, only has 3rd party car insurance and was [...]

Reader’s Question: Who pays for my stolen vehicle? My car was caught on fire after a police chase. Judy Schaumburg, IL You would need a comprehensive coverage in Schaumburg Illinois on your car for your vehicle to be covered if it was stolen and recovered after the thief was involved in a police chase while [...]

Reader’s Question: Someone took my vehicle without permission in Illinois while I am out of town and gets into an accident and I would like to know if my car insurance cover the damages on my vehicle? Ben Wheaton, IL Generally an insurance carrier will extend your car insurance coverage to others that operate your [...]