Reader’s Question: I live in Chicago, Illinois and I am curious if a car is in forfeiture with a state due to a DUI conviction will GAP insurance cover the loan amount? Alexia Chicago, IL No, a forfeiture of your car to the state due to a DUI conviction will not normally be covered by [...]

Reader’s Question: My son has his driver’s license but he is not driving, we live in Peoria, Illinois and I need to know if it is a state law to have insurance policy on him even though he is not driving? Thomas Peoria, IL I understand your concern for your son that doesn’t have insurance [...]

Reader’s Question: What does auto bail bond card mean in Illinois? Sanders Chicago, IL In Illinois, this bond card will keep a driver’s license from being confiscated by police officer. In the state of Illinois, if you are ticketed for a minor moving violation, the the law enforcement officer will take your driver’s license as [...]

Reader’s Question: Can a 17 year old boy have a vehicle titled to his name and get auto insurance in his name only in Illinois? Daniel Wheaton, IL In the state of Illinois there is no law prohibiting a teen from holding the title to a car. But, the Illinois Secretary of State (SOS) advises [...]

Reader’s Question: How long do I have to carry the SR22 auto insurance in Naperville, Illinois ? This is due to DUI. Sarah Naperville, IL The offense will permanently stay on your driving history if you are convicted of DUI. If you are convicted and/or arrested, you may lose your drivers license and be fined [...]

Reader’s Question: How will I know if I am no longer required to carry SR22 insurance in Chicago IL? Robert Chicago IL The length of time that one must obtain an SR-22 varies depending upon the reason you are required to carry this financial responsibility certificate, and the state laws etc. Some states notify you [...]

Reader’s Question: I have a full coverage insurance policy on my car and I would like to know if my 17-year-old son would be covered if something should happen? William Chicago, IL If you have full coverage on your car then your 17 year old son may be covered. I cannot say for sure if [...]

Reader’s Question: Do I save money on service charges if I pay premiums in full rather than on a quarterly or monthly basis? George Chicago IL Usually, annual premium payments are the most economical. By paying your car insurance company the full year’s premium, you can avoid incurring additional administrative charges that add up with [...]

Reader’s Question: How can I avoid purchasing fraudulent auto insurance? Spencer Chicago IL There are probably hundreds of fraudulent auto insurance companies in the market right now all over the US. These auto insurance companies may attract you easily because of their promises of extraordinarily low prices like special prices that last for limited-time only. [...]