Reader’s Question: Will a seat belt violation cause insurance premium rates to go up for a teenager? Wilma Oak Park, IL A citation for a seat belt offense that goes on your Motor Vehicle Record, which a conviction for this violation does show up on an IL driver’s record, is considered teen by most insurance [...]

Reader’s Question: I received a traffic ticket but I have an IL license. I have not received a speeding ticket in many years. The attorney said the state of Wisconsin will probably assess a three point violation to my drivers license? How will this affect my Illinois license and car insurance in Cicero. Robert Cicero, [...]

Reader’s Question: My Illinois drivers license was revoked after my 2nd DUI offense in Bolingbrook, IL and I was denied for reinstatement at my last hearing. I would like to know what states should I move to that won’t deny me a driver’s license because of my DUI in Illinois? Pat Bolingbrook, IL If you [...]

Reader’s Question: I received a no insurance ticket in Illinois and I paid a fine for it, am I supposed to get SR-22 insurance after the citation? Anthony Rockford, IL Illinois Motorist Services states that if you are cited for not having the state mandated insurance on your vehicle then the license plates of first [...]

Reader’s Question: Does a teen-age child need to have a car insurance to drive their parent’s car in the state of Illinois? We live in Cicero, IL. Tyler Cicero, IL Normally, the requirement of adding a newly licensed child to your auto insurance policy is stated in your car insurance company’s guidelines and is not [...]

Reader’s Question: If after completely restoring my 1965 Ford Mustang two-door convertible which cost me $8,750 ( the work needed replacement for the dented quarter-panels, fixing some rust, painting the exterior with the original color, reupholstering the interior, and adding a new rag top), the car is now worth about $22,200. How would my car [...]