Reader’s Question: I’m running short on funds so I’m thinking of paying the auto insurance bill a little late until my husband’s next pay day. We’re from Aurora, IL. What would be the consequences of paying late? Can I ask for a grace period from my auto insurance company? Linda Aurora, IL Unlike your other [...]

Reader’s Question: I would like to know if the Department of Motor Vehicle here in Illinois verify insurance coverage for a simple traffic speeding ticket, if you have a valid insurance card that you provided to the officer? Jim Chicago, IL State’s Department of Motor Vehicles (DMV) differ in how they verify insurance after a [...]

Reader’s Question: I am trying to get car insurance, I guess my question is, is it possible to get car insurance if I only have a learner’s permit in Illinois? Bill Chicago, IL Yes, it is possible to obtain a auto insurance policy with a learner’s permit with certain insurers in Chicago Illinois. You will [...]

Reader’s Question: My son no longer is a household member. He has moved out in Arizona and has changed his address. She does not own a vehicle. I no longer want to continue having him listed as a primary motorist on my car in Illinois but want him to be covered if he occasionally uses [...]